Contents

Preface

Acknowledgements

Overview

  • The changing context
  • Existing mechanisms of social protection
  • Future needs and prospects
  • Main policy conclusions

Part I — The changing context

1.       Income security and social protection.           

  • Concepts of income security
  • The various sources of income security
    • The family and local solidarity networks
    • The institutions of civil society
    • Enterprises and the commercial market
    • Public institutions
      • Regulation
      • Economic and employment policy
      • The organization and provision of social benefits
      • The provision of tax benefits
  • Definition and scope of social protection

2.           Demographic, family and labour market structures

  • Demographic and family structures
    • Divorce and single-parent families
    • Child poverty
    • Ageing of the population
    • Household poverty rates and the impact of social security and income tax
  • Labour market structures
  • Concluding comments

3.       Social security expenditure and the economy

  • Trends in social security expenditure in relation to GDP
    • Africa
    • Arab States
    • Asia
    • Latin America
    • OECD countries and Central and Eastern Europe
  • Projections of social security expenditure
  • Assessing the impact on economic performance
    • Economic mechanisms
    • Economic objectives
    • Tax cost versus specific impact
    • Importance of the institutional structure and of the system as a whole
    • Structural adjustment
    • Structural change
    • The transition process
  • Globalization
    • The effects of greater international capital mobility
    • The implications of regional economic unions
  • Concluding comments

Part II — Existing mechanisms of social protection

4.       Health care

  • Health care as a challenge for social protection systems
  • Financing health care services
    • Taxation
    • Insurance-based systems of health care finance
      • Social health insurance
      • Private health insurance
      • Mixed social health/private health insurance systems
      • Micro-insurance
      • Other forms of health insurance
    • Non‑insurance funding systems
      • Medical savings accounts
      • User fees
      • Importance and impact of user fees
  • External funding
    • Reform trends in health care financing
      • Managed care
  • Concluding comments

5.       Social protection during incapacity

  • Cash sickness benefits and sick pay
    • Sick pay and sickness benefit for employees
    • Absenteeism
  • Long-term disability benefits
    • Disability benefits in developing countries
    • Disability benefit awards and the labour market
  • Insurance for employment injury and occupational diseases
  • Rehabilitation
  • Economic impact of benefits
  • Concluding comments

6.       Old-age and survivors’ pensions

  • Pension systems in developing countries
    • Non-contributory pensions
    • Contributory pensions
      • Social insurance
      • Mandatory retirement savings
  • Pension systems in the advanced economies.
    • The public-private mix
    • Pension financing
    • Reform of contributory pension systems
      • Raising pensionable age
      • Linking benefits more closely to contributions
      • The resilience of social insurance schemes
      • Reforms in tax-financed pension provision
      • Pension reform in the transition economies
  • Pensions and gender
    • Survivors’ pensions
    • Social assistance and gender
    • Pension-splitting
  • Concluding comments
  • Annex 6.1.                     Unpredictability of pensions in mandatory retirement savings schemes
  • Annex 6.2.                     Public pensions and household savings

7.       Social protection against unemployment

  • Unemployment benefits and employment protection
    • Industrialized countries
      • Countries with high levels of unemployment protection
      • Countries with medium levels of unemployment protection
      • Impact on the level and distribution of unemployment
    • Unemployment benefits, unemployment and employment
    • Common trends in unemployment protection systems in the 1990s
    • Countries in Central and Eastern Europe
      • Deteriorating unemployment benefits
      • Outlook for the future
    • The middle-income developing countries
      • Latin America and the Caribbean
      • South and South-East Asia
  • Towards an employment guarantee for the underemployed
    • Characteristics of employment-intensive programmes (EIPs)
    • The employment guarantee as a form of unemployment insurance?
  • Concluding comments

8.       Social benefits for parents and children

  • Maternity protection
  • Family and child benefits
  • Concluding comments

9.       Social assistance

  • Personal coverage and benefit levels
  • The means test and other eligibility criteria
  • Financing and administration
  • Concluding comments

Part III — Future needs and prospects

10.     Extending personal coverage

  • Reasons for low personal coverage
  • Extension of statutory social insurance schemes
  • Promoting micro-insurance schemes
    • The priority of health insurance
    • Work- and residence-based organizations for social protection
  • Towards effective poverty alleviation
  • Policies for the extension of social protection

11.           Restructuring social protection systems

  • Recognition of the need to improve the scope and level of social protection
    • Changing patterns of employment
    • Changing gender roles and family structures
    • Extending coverage
  • Trends in the allocation of resources and responsibilities
    • Increasing reliance on social assistance
    • Increasing reliance on occupational or private provision
  • Making social security systems work better
    • Shaping the social protection system and improving strategic planning
    • Choosing the most appropriate institutional arrangements
    • Improved administration at the operational level
  • Concluding comments

12.     Main policy conclusions

  • Extending the coverage of social protection
  • The need for good governance
  • The link between social protection and gender
  • Affordability and the positive economic effects of social protection
  • Popular participation, support and willingness to pay

Bibliography

Statistical annex

Tables

1.           Demographic trends: Dependency ratios

2.           Demographic trends: Ageing

3.           Fertility, child and maternal mortality, life expectancy at birth

4.           Economically active population

           4A.           Labour force participation rates at age 15-64

           4B.           Youth and elderly labour force participation and total economic
                      dependency ratio

5.           Economic development: Level and growth

6.           Unemployment rates

7.           Informal sector employment

8.           Poverty

9.           Income distribution

10.           Access to health services

11.      Social protection coverage: Protected persons and contributors, 1996

12.           Coverage of pension schemes: Beneficiary ratios

13.           Benefit levels: Pensions

14.           Public social security expenditure

Sources and notes

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Updated by JD. Approved by ER. Last update 7 December 2001