What's new
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Publication
ILO and Cooperatives - COOP NEWS No. 3, 2010 (Newsletter)
28 October 2010
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Publication
“Social and Solidarity Economy: Building a Common Understanding”
25 October 2010
In support of the First edition of the Social and Solidarity Economy Academy, 25 -29th October 2010, ITC ILO, Turin, Italy
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Event
The 1st Edition of the ILO Academy on Social and Solidarity Economy
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Publication
Briefing Note #5: Innovations and barriers in health microinsurance
01 October 2010
The emergence of health microinsurance (HMI) programmes worldwide provides hope that the poor will receive, at a minimum, a reliable, adequate level of access to affordable healthcare. Led by the University of North Carolina - Chapel Hill and the ILO's Microinsurance Innovation Facility, Briefing Note #5, which is based on a longer thematic study that includes a literature review of 68 documents covering the period from 1999 to 2010 and expert interviews with more than 31 experts representing 25 organizations, focuses on private sector HMI and discusses the challenges that limit the growth and impact of HMI. In addition to identifying barriers to success, the authors present innovations that may move the field forward, including collaboration with public programmes.
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Publication
International Year of Cooperatives (IYC) Brief No. 2, 2010
01 October 2010
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Publication
Promoting job creation for young people in multinational enterprises and their supply chains: Liberia
02 September 2010
Employment Sector - Employment Report No. 7
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Publication
Briefing Note #3: Emerging practices in consumer education on risk management and insurance
01 September 2010
Consumer education can be one important component of microinsurance schemes; it benefits microinsurance practitioners by stimulating demand and helps low-income households make informed decisions. Led by ILO's Microinsurance Innovation Facility, Briefing Note #3 summarizes feedback collected by the Microinsurance Network's Insurance Education Working Group from more than fifty practitioners who were early implementers of consumer education schemes. The authors highlight key design features for content and delivery of education and provide examples of organizations that have successfully implemented the features in consumer education programmes. In the last section, they review the challenges of sustainability and monitoring and evaluation that are especially relevant for practitioners who want to integrate education into their business models.
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Publication
Briefing Note #4: The psychology of microinsurance: Small changes can make a surprising difference
01 September 2010
One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Briefing Note #4 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future tradeoffs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.
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Publication
Impact Insurance Working Paper #5: The psychology of microinsurance: Small changes can make a surprising difference
01 September 2010
One important lesson from behavioural economics is the understanding that small changes in the design of products and marketing can sometimes make a surprising difference in how and whether financial products are used. Led by the Financial Access Initiative, Microinsurance Paper #5 presents laboratory and field research examples from the field of behavioural economics to provide eight recommendations for microinsurance providers. The authors describe new insights into how households think about losses and gains, weigh present and future tradeoffs, struggle with self-control, and are influenced by the way choices are framed. These insights can help insurers navigate how to improve product design, marketing, insurance education, pricing, and take-up.
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Publication
Impact Insurance Working Paper #6: Innovations and barriers in health microinsurance
01 September 2010
The emergence of health microinsurance (HMI) programmes worldwide provides hope that the poor will receive, at a minimum, a reliable, adequate level of access to affordable healthcare. Led by the University of North Carolina - Chapel Hill and the ILO's Microinsurance Innovation Facility, this paper includes a literature review of 68 documents covering the period from 1999 to 2010 and expert interviews with more than 31 experts representing 25 organizations. It focuses on private sector HMI and discusses the challenges that limit the growth and impact of HMI. In addition to identifying barriers to success, the authors present innovations that may move the field forward, including collaboration with public programmes.